How Do I Use My Benefits?
NOTE: Glossary words are highlighted. Click on any glossary word to see its definition.
How do I collect my SSI benefits?
You may choose to have your SSI payment deposited directly into your bank account or sent to you as a check by mail. The Social Security Administration wants you to use direct deposit because it is quicker and safer. Your money goes into your bank account electronically, so it cannot be lost or stolen. Many banks offer special accounts with very low fees or no fees for this purpose. If you have direct deposit, your benefits are usually put in your account by the first of the month. SSI checks usually come in the mail on the first of the month.
What do I do if my SSI check is lost or stolen?
If your check is lost or stolen, call the Social Security Administration right away at 1-800-772-1213. Your check can be replaced, but it may take some time.
NOTE: You should not sign your check until you are at your bank or the place where you cash it. A signed check can be cashed by someone else.
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